How to split your savings between safety, yield and the long term
Emergency fund, medium-term projects, long-term capital: the three-pocket method for organising your money.
Read moreIndependent investment guide
Where should you actually put your money?
Private equity, life insurance, REITs, ETFs and retirement plans: comparisons and analysis to choose an investment without the sales pitch.
Explore the blog2 174 Md€
held in French life insurance policies, by far the largest household investment
France Assureurs, July 2026
150,4 Md€
on retirement savings plans, held by 12.9 million people
French Ministry of the Economy, end of 2025
86 Md€
of capitalisation across French SCPI property funds
ASPIM, June 2026
36,4 Md€
invested in 2,904 companies by French private equity
France Invest, 2025
Put figures on your decision
Four calculators, free and without sign-up, that answer in one screen.
01
Calculator: can private equity beat an ETF
Work out the gross return a private equity fund must reach, after annual fees and performance fee, just to match a simple index ETF.
Open the calculator 02Compound interest calculator
Work out what a starting capital and monthly payments become over time, and how much of the result comes from gains.
Open the calculator 03PER tax saving calculator
Work out how much a payment into a French retirement savings plan cuts from your tax bill, according to your marginal rate.
Open the calculator 04SCPI net yield calculator
Go from the advertised distribution rate to the income actually received, after income tax and social levies.
Open the calculator 05Fee impact calculator
Measure what annual fees really take out of your capital over time, compounding included.
Open the calculatorLatest guides
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The French PER: how the tax deduction works and who really benefits
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