Diversifying your wealth: the main asset classes explained
Cash, bonds, equities, real estate, private markets: what each asset class brings and what it costs in risk.
The Blog
Every article from Quel Investissement: private equity, life insurance, REITs, ETFs, retirement plans and wealth strategy.
14 articles
How to split your savings between safety, yield and the long term
Emergency fund, medium-term projects, long-term capital: the three-pocket method for organising your money.
PER or life insurance: which one to prepare for retirement
Locked funds, tax advantage at entry or exit, flexibility and estate planning: comparing the two long-term French wrappers.
Individual shares or funds: should you pick your own stocks
Time spent, concentration of risk, fees and real outcomes: what stock picking actually changes.
The French PER: how the tax deduction works and who really benefits
The retirement savings plan deducts your payments from taxable income. Mechanism, ceiling, taxation on exit, and when the advantage disappears.
PEA, life insurance or brokerage account: where to hold your ETFs
Each wrapper has its own tax treatment, limits and eligible ETFs. The comparison for placing your trackers in the right place.
Getting started in the stock market: where to begin
Wrapper, starting amount, choice of vehicles and investment rhythm: the decisions to take in the right order.
ETFs: how to choose a tracker when you are starting out
Index tracked, replication method, ongoing charges, fund size and currency: the five criteria for picking an ETF without a misstep.
SCPI directly or through life insurance: which wrapper to choose
Taxation, entry fees, liquidity and the share of rent passed on: comparing the two ways of holding French property funds.
SCPI: how the yield is calculated and what to check before investing
Distribution rate, subscription fees, occupancy rate, retained earnings: reading a French property fund beyond its headline yield.
Euro funds or unit-linked: how to split a life insurance policy
Capital guarantee against return potential: how to arbitrate between euro funds and unit-linked supports according to your horizon.
French life insurance: the 7 criteria that separate a good contract from a bad one
Management fees, range of supports, available ETFs, switching costs: the grid for comparing two life insurance contracts.
Private equity vs the stock market: what actually changes for a saver
Liquidity, valuation, fees and diversification: what really separates an unlisted fund from a stock portfolio.
Private equity: how to invest as a retail saver
Minimum ticket, lock-up period, fees and access routes: what a saver needs to understand before committing to private equity.