<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Retirement savings | Quel Investissement</title><link>https://quel-investissement.com/en/categories/retirement-savings/</link><description>The French PER explained: tax deduction, early release cases, and payout as capital or annuity.</description><language>en-US</language><lastBuildDate>Tue, 06 Oct 2026 00:00:00 +0000</lastBuildDate><atom:link href="https://quel-investissement.com/en/categories/retirement-savings/index.xml" rel="self" type="application/rss+xml"/><item><title>PER contribution ceiling: how it works</title><link>https://quel-investissement.com/en/blog/per-contribution-ceiling/</link><pubDate>Tue, 06 Oct 2026 00:00:00 +0000</pubDate><guid>https://quel-investissement.com/en/blog/per-contribution-ceiling/</guid><dc:creator>Quel Investissement editorial team</dc:creator><description>The PER contribution ceiling limits deductible payments into a French retirement plan. How it is calculated, and the three-year carry-forward rule.</description></item><item><title>PER or life insurance: which one to prepare for retirement</title><link>https://quel-investissement.com/en/blog/per-or-life-insurance/</link><pubDate>Mon, 14 Sep 2026 00:00:00 +0000</pubDate><guid>https://quel-investissement.com/en/blog/per-or-life-insurance/</guid><dc:creator>Quel Investissement editorial team</dc:creator><description>Locked funds, tax advantage at entry or exit, flexibility and estate planning: comparing the two long-term French wrappers.</description></item><item><title>The French PER: how the tax deduction works and who really benefits</title><link>https://quel-investissement.com/en/blog/per-tax-deduction/</link><pubDate>Sat, 12 Sep 2026 00:00:00 +0000</pubDate><guid>https://quel-investissement.com/en/blog/per-tax-deduction/</guid><dc:creator>Quel Investissement editorial team</dc:creator><description>The retirement savings plan deducts your payments from taxable income. Mechanism, ceiling, taxation on exit, and when the advantage disappears.</description></item></channel></rss>