PER tax saving calculator
Work out how much a payment into a French retirement savings plan cuts from your tax bill, according to your marginal rate.
This page in no way constitutes financial advice.
This page reflects solely the analysis of the editorial team, which alone is responsible for it. It constitutes neither investment advice, nor a personalised recommendation, nor a solicitation to buy or sell any financial product. Past performance is no indication of future performance, and any investment carries a risk of capital loss. Before making any decision, consult an authorised financial adviser.
What the calculation does not say
The saving shown is that of the first year. It is not a permanent gain: amounts deducted going in will be taxed at the income scale when the plan is unwound. The operation only wins if your tax rate in retirement is lower than today’s.
The calculation also does not check your deduction ceiling, which depends on your professional income and appears on your tax assessment.
This calculator is for information only. It uses simplified assumptions, ignores your personal situation and does not constitute investment advice.