SCPI net yield calculator
Go from the advertised distribution rate to the income actually received, after income tax and social levies.
This page in no way constitutes financial advice.
This page reflects solely the analysis of the editorial team, which alone is responsible for it. It constitutes neither investment advice, nor a personalised recommendation, nor a solicitation to buy or sell any financial product. Past performance is no indication of future performance, and any investment carries a risk of capital loss. Before making any decision, consult an authorised financial adviser.
The assumptions used
The calculation applies your marginal tax rate plus 17.2% of social levies to the rent, which matches the French property income regime for an SCPI held directly. The gap with the advertised distribution rate is often brutal, and that is precisely what commercial brochures do not show.
The calculator ignores subscription fees (often 8 to 12%, borne on resale), any change in the unit price, and the case of holding through life insurance, whose taxation is very different.
This calculator is for information only. It uses simplified assumptions, ignores your personal situation and does not constitute investment advice.