SCPI on credit: advantages and risks
SCPI on credit: the leverage effect, amortising or interest-only loans, deducting loan interest, and the risks to know before borrowing to invest.
taxation
11 articles
Life insurance after 70 in France
After 70, French life insurance taxation changes: a 30,500 € allowance, inheritance rules, the beneficiary clause and withdrawals explained.
FPCI: how it works and how it's taxed
The FPCI (professional private equity fund) gives access to unlisted assets: how it works, entry ticket and 2026 taxation explained.
PEA-PME: How It Works
The PEA-PME complements the standard PEA to invest in SMEs and mid-caps. Ceiling, eligible shares, taxation and differences with the standard PEA.
PER contribution ceiling: how it works
The PER contribution ceiling limits deductible payments into a French retirement plan. How it is calculated, and the three-year carry-forward rule.
Life insurance taxation: the rules
Life insurance taxation according to how long the contract is held, withdrawals and inheritance, with the applicable thresholds and allowances.
FCPR: how it works and how it's taxed
FCPR explained: definition, investment quotas, lock-up period, fees and 2026 taxation. What to know before subscribing to a French private equity fund.
PER or life insurance: which one to prepare for retirement
Locked funds, tax advantage at entry or exit, flexibility and estate planning: comparing the two long-term French wrappers.
The French PER: how the tax deduction works and who really benefits
The retirement savings plan deducts your payments from taxable income. Mechanism, ceiling, taxation on exit, and when the advantage disappears.
PEA, life insurance or brokerage account: where to hold ETFs
Each wrapper has its own tax treatment, limits and eligible ETFs. The comparison for placing your trackers in the right place.
SCPI directly or through life insurance: which wrapper to choose
Taxation, entry fees, liquidity and the share of rent passed on: comparing the two ways of holding French property funds.