PER or life insurance: which one to prepare for retirement
Locked funds, tax advantage at entry or exit, flexibility and estate planning: comparing the two long-term French wrappers.
Taxation
4 articles
The French PER: how the tax deduction works and who really benefits
The retirement savings plan deducts your payments from taxable income. Mechanism, ceiling, taxation on exit, and when the advantage disappears.
PEA, life insurance or brokerage account: where to hold your ETFs
Each wrapper has its own tax treatment, limits and eligible ETFs. The comparison for placing your trackers in the right place.
SCPI directly or through life insurance: which wrapper to choose
Taxation, entry fees, liquidity and the share of rent passed on: comparing the two ways of holding French property funds.